What is a Merchant Account
A merchant account is a type of bank account that allows businesses to accept and process electronic payment transactions, typically credit and debit card payments. When a customer makes a payment, the funds are first deposited into the merchant account before being transferred to the business’s primary bank account. Merchant accounts are essential for online and in-person businesses, as they enable secure and efficient payment processing. They often come with fees and require approval from a payment processor or bank.
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