Housing is a necessity. It comes in various forms, each with its own characteristics that shape the lives and well-being of its inhabitants. Two broad classifications of housing types are the kutcha house and the pucca house. These houses are quite different from one another. When listing the differences between a kutcha house and a pucca house, note that most lenders offer Home Loans to borrowers for building both houses at affordable interest rates and flexible repayment terms.
A kutcha house has walls made of bamboo, mud, grass, reed, stones, thatch, straw, leaves, and unburnt bricks. Its construction involves a more basic and informal approach compared to permanent, brick-and-mortar structures. A pucca house is a permanent, well-constructed, and long-lasting dwelling made of modern and durable materials such as bricks, concrete, cement, steel, and other building materials.
These have plumbing, electricity, insulation, and ventilation systems to withstand many weather conditions and have a longer lifespan.
Types of Kutcha houses
Kutcha houses are basic, traditional dwellings constructed using natural and locally available materials. A serviceable kutcha house is a temporary or basic dwelling constructed of low-quality, often improvised materials such as bamboo, mud, thatch, or other similar materials. These houses are not built to last long and may lack amenities and infrastructure.
A non-serviceable kutcha house has a structure that is no longer functional for occupancy due to deterioration, damage, or other factors. These houses may have deteriorated, so they cannot be repaired or lived in.
Types of pucca houses
When comparing the differences between kutcha house and pucca house, you should know that pucca houses come in several shapes and sizes to accommodate your lifestyle and needs. Here are their types:
- Apartments
They are multi-unit residential buildings, where each unit, referred to as an apartment or flat, constitutes a separate living space. Apartment sizes can range from small studios to larger multi-bedroom units.
- Bungalows
They are single-story houses with a spacious layout emphasising easy access to all rooms. They are known for their open and airy design and frequently have a front porch or veranda.
- Mansions
They are large, luxurious homes with multiple floors and extensive grounds. Grand architecture, spacious rooms, high-end finishes, and elaborate details and designs distinguish them.
Materials used
Kutcha houses are made from basic and natural materials such as mud, bamboo, thatch, grass, and palm leaves. Lower-income or marginalised communities frequently own them in rural or underdeveloped areas. Pucca houses are constructed with modern and long-lasting materials, such as bricks, concrete, cement, and steel. Individuals or families typically own them, often with a higher socioeconomic status, in urban or suburban settings.
Durability
Due to their natural and less robust materials, kutcha houses have limited durability and often require frequent repairs and maintenance. Modern construction materials and techniques make pucca houses more durable and have a longer lifespan.
Conclusion
Lenders understand the importance of finding the perfect home. Whether you want to own a kutcha house that reflects your heritage or a pucca house that will stand the test of time, you can apply for a Home Loan online, get affordable interest rates, have flexible repayment terms, and repay debt using convenient EMI options.
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