The Complete Guide to Switching From Credit Cards to Stablecoin Payment Rails

Enterprises handling 97% of global B2B cross-border payments are increasingly abandoning credit card infrastructure. Rising fees, slow settlements, and hidden intermediary costs are prompting businesses to seek faster and more efficient alternatives. With real-time payment systems now active in over 70 countries, enterprises have a clear opportunity to adopt stablecoin payment rails. These rails provide near-instant settlements, lower transaction costs, and complete transparency, enabling businesses to streamline operations, improve cash flow, and maintain strategic flexibility in an increasingly competitive global market.

In this guide, we explore why credit cards are losing ground, how stablecoin payment rails outpace traditional networks, and the strategic steps enterprises can take to transition to a modern, future-ready payment infrastructure.

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